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By Ed Boltz, 13 March, 2026

N.C. Ct. of App.: Harris v. McLeod — Equitable Mortgages, Foreclosure Equity, and What Bankruptcy Could Have Done

In Harris v. McLeod (N.C. Ct. App. Feb. 4, 2026) (unpublished), the Court of Appeals reversed summary judgment in a dispute over whether an elderly homeowner’s deed to his nephew was an outright conveyance or merely security for a small tax debt—an equitable mortgage in substance if not in form.

By Ed Boltz, 12 March, 2026

N.C. Ct. of Appeals: Ray v. TitleMax of Virginia- itleMax’s Cross-Border Title Loans Create Personal Jurisdiction in North Carolina

Summary: 

In Ray v. TitleMax, the North Carolina Court of Appeals affirmed the denial of a Rule 12(b)(2) motion to dismiss, holding that North Carolina courts may exercise specific personal jurisdiction over out-of-state TitleMax-affiliated lenders who made high-interest title loans to North Carolina residents—even where loan documents were signed across state lines.

By Ed Boltz, 11 March, 2026

Bankr. W.D.N.C. : In re Brainard — No Stay Pending Appeal Where Debtor Fails All Four Prongs

Summary:

In In re Brainard, the Western District of North Carolina (Charlotte Division) denied a pro se debtor’s motion for a stay pending appeal of an order converting her case to Chapter 7 for cause. Applying the familiar Rule 8007 / preliminary injunction framework, the court reiterated that a movant must satisfy all four factors: likelihood of success on the merits, irreparable injury, lack of harm to others, and service of the public interest.

By Ed Boltz, 10 March, 2026

Bankr. E.D.N.C. : In re Pruett– When “Dividend Neutral” Isn’t Enough to Shorten a Chapter 13 Plan

Summary:

By Ed Boltz, 9 March, 2026

E.D.N.C: House v. Brady – Federal Court Rejects Post-Foreclosure “Equity Redemption Trust” Challenge Under Rooker-Feldman

Summary:

By Ed Boltz, 6 March, 2026

E.D.N.C.: Pannaman v. DNB Management, Inc.- Bankruptcy Court Lacked “Related To” Jurisdiction Over Third-Party Quantum Meruit Claim

Summary:

In a concise but significant jurisdictional ruling, the District Court for the Eastern District of North Carolina vacated a bankruptcy court judgment awarding $28,600 in quantum meruit against a non-debtor homeowner, holding that the bankruptcy court lacked subject matter jurisdiction over the claim.

By Ed Boltz, 5 March, 2026

E.D.N.C.: Mouselli v. Equifax Information Services LLC- Denial of Motion to Disqualify of Out-of-State Counsel: Local Rules, Federal Authorization, and a Quiet Omission

Summary:

In Mouselli v. Equifax, the Eastern District of North Carolina denied a motion to disqualify plaintiff’s out-of-state counsel who had entered a special appearance under Local Civil Rule 83.1(e), rejecting the argument that the attorney’s North Carolina residence and a stray Chamber of Commerce listing amounted to the unauthorized practice of law.

By Ed Boltz, 4 March, 2026

E.D.N.C.: Dublin v. Truist- Dismissal of FCRA Claim Against for Failure to Allege Inaccurate Reporting

Summary:

By Stafford Patterson, 3 March, 2026

Bankr. M.D.N.C.: In re Bryant (I & II): Motion to Disqualify Counsel & Confession of Judgment as a Debt

In re Bryant (I) —  Strategic Disqualification Motions in § 523 Litigation

Summary

In the first January 2026 order, Judge Benjamin Kahn denied the pro se Chapter 7 debtors’ motion to disqualify the plaintiff’s counsel and stay proceedings in a nondischargeability action under § 523(a)(6).

By Ed Boltz, 3 March, 2026

Law Review (Book): Lubben, Stephen- To Protect Their Interests: The Invention and Exploitation of Corporate Bankruptcy

Available at:  https://cup.columbia.edu/book/to-protect-their-interests/9780231213110/

To Protect Their Interests by Stephen J.

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Mountain View The purpose of the NC Bankruptcy Expert blog is to provide legal professionals with a consolidated resource for updates and case summaries about issues and decisions affecting bankruptcy, foreclosures, mortgages, and debt collection.

 
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