n Peoples v. Experian , Judge Thomas D. Schroeder of the United States District Court for the Middle District of North Carolina takes up one of those procedural questions that federal litigators have been fighting over for nearly two decades after Bell Atlantic Corp. v. Twombly and Ashcroft v. Iqbal: whether defendants asserting affirmative defenses must satisfy the same “plausibility” standard imposed on plaintiffs, or whether merely providing “fair notice” remains enough.